Figuring out where you can use your EBT card (that’s Electronic Benefit Transfer, the card that gets food stamps) can be tricky. You want to make sure you’re able to get food where it’s convenient and fits your budget. One popular option is Subway, because who doesn’t like a good sandwich? This essay will answer the question: does Subway accept EBT in Minnesota? We’ll look at the rules and what you need to know.
The Simple Answer
So, does Subway accept EBT in Minnesota? Yes, some Subway locations in Minnesota do accept EBT cards. However, it’s not a guarantee at every single store.

How the SNAP Program Works
The Supplemental Nutrition Assistance Program (SNAP) is the official name for food stamps. It helps people with lower incomes buy food. The government puts money on your EBT card each month, and you can use it at stores that are approved by the SNAP program. This makes it easier for people to get healthy food.
Here’s how it works in a nutshell:
- You apply for SNAP benefits.
- If approved, you receive an EBT card.
- The government puts money on the card each month.
- You can use the card at approved stores to buy eligible food items.
The rules for what you can buy are pretty straightforward. You can generally buy most food items, like bread, fruits, vegetables, meat, and dairy products. You cannot buy things like alcohol, tobacco, or prepared hot foods.
But, what about Subway?
Finding EBT-Accepting Subway Locations
Since not every Subway takes EBT, how do you find one that does? It’s a good idea to call the specific Subway location before you go, to make sure they take EBT. You can usually find the phone number online or by searching on Google Maps. It’s better to call ahead and be certain.
You can also use the USDA’s SNAP Retailer Locator, an online tool where you can search for stores that accept EBT in your area. This tool is helpful because it provides the name of the store and its address, ensuring it accepts EBT before you even head out.
- Go to the USDA website and search the SNAP Retailer Locator.
- Enter your address or zip code.
- Specify “Subway” or “restaurant” in the search.
- The tool should list participating Subway locations.
This way you know if the closest Subway accepts your card or not. If the tool doesn’t give a definite answer, a quick phone call is always a good backup plan.
Understanding Eligible Food Items at Subway
Even if a Subway takes EBT, there are rules about what you can buy. SNAP is designed to help people buy food to prepare at home. This means certain things, like the ingredients to make your own meal, are generally fine, while others may not be.
Generally, Subway allows you to buy sandwich ingredients. If you select a sandwich, the only thing that your EBT card would cover are the ingredients, such as the bread, veggies, and fillings. This means you might not be able to purchase certain extras or prepared hot foods with your EBT card. For example, you likely would not be able to buy a hot soup, chips, or a drink with your EBT card.
- Sandwiches with eligible ingredients.
- Salads with eligible ingredients.
- Unprepared ingredients like bread and cheese (if sold separately).
It’s a good idea to double-check with the cashier when you order to ensure you can use your EBT card to purchase what you want.
Payment Process at Subway
The process of using your EBT card at Subway is pretty similar to using a debit or credit card. When you’re ready to pay, let the cashier know you’ll be using your EBT card. They’ll swipe your card and you’ll enter your PIN (Personal Identification Number), just like a regular ATM card.
The card reader will then process the payment from your SNAP benefits, deducting the amount from your available balance. The cashier will also provide a receipt, which shows the remaining balance on your EBT card, as well as a record of your purchase.
- Inform the cashier you are using EBT.
- Swipe the card.
- Enter your PIN.
- Confirm and complete the transaction.
Make sure you keep your receipt for your records. If you have trouble, don’t be afraid to ask the cashier for help. They are there to assist you.
Other Important Things to Know
While many Subway locations accept EBT in Minnesota, there are a few things to remember. First, not all Subways are owned by the same company. Each store is individually owned and operated, so rules can vary.
Always verify if the specific Subway you plan to visit accepts EBT before you order. Second, the rules for using EBT can change. Stay updated on any changes to SNAP guidelines. The USDA website is a great resource for the most current information.
Tip | Explanation |
---|---|
Verify location | Always confirm EBT acceptance at the specific Subway you visit. |
Review the rules | Understand what food items are eligible for purchase with EBT. |
Keep receipts | Retain your receipts for your records. |
Finally, be patient and polite when you use your EBT card. The cashiers are there to help, and being respectful makes the process easier for everyone.
Alternatives to Subway
If you find it difficult to find a Subway that accepts EBT in your area, there are other options for getting food. Many grocery stores accept EBT, so you can purchase ingredients and prepare meals at home.
You can also check if local restaurants and fast-food chains offer SNAP. These restaurants often participate in the Restaurant Meals Program (RMP). However, Minnesota does not currently participate in the RMP, so this option is unavailable.
- Grocery stores: Buy food to cook at home.
- Local food shelves: Access free food resources.
- Community kitchens: Get prepared meals.
Check online or call local agencies for a list of places in your community that accept EBT or provide food assistance.
Conclusion
So, to summarize, does Subway accept EBT in Minnesota? The answer is yes, but with a few important details. While some locations do accept EBT, it’s always smart to call ahead or confirm with the USDA tool to ensure a specific Subway participates. You can typically purchase ingredients for your sandwich with your EBT card, but make sure you understand the limitations. By knowing the rules and doing a little research, you can successfully use your EBT card and enjoy a meal at Subway.